Burn Injury Attorney in Los Angeles
Fire is one of the most devastating forces in existence. In Los Angeles, homes can catch fire through a series of incidents inside of them or they may get caught up in the wildfires that sweep through the city nearly every year. If you are like most LA residents, you have taken out fire insurance on your home. The policy you pay for should mitigate the loss and financial strain that inevitably comes in the wake of a fire.
But what if your insurer refuses to pay? What if they cite some obscure or deliberately deceptive clause in your insurance policy that allows them to abdicate financial responsibility?
If this has happened to you, there is no reason to resign yourself to it. You may be scared, angry, and frustrated with all that has occurred. However, you must pull yourself together and act purposefully to defend your rights. You paid good money for what you thought was good insurance. The company must be forced to uphold its end of the contract.
Fire damage lawyers in Los Angeles specialize in helping homeowners whose insurance providers have refused to pay for a home damaged by fire. The first thing you should do after you receive the decision from your provider is to contact a lawyer. Fire damage attorneys in Los Angeles have the expertise and experience to build a case against them.
Before you make an official move against your insurance company you must have a legal strategy in place, or at least the beginnings of one. A fire damage attorney will sit down and listen to your story. After reviewing all the facts, they will make a determination as to whether you have a case.
If your home has been burned out by fire, it can leave you in dire straits. The following economic and non-economic damages can result from such an incident:
1. Smoke damage and inhalation
Smoke is the most dangerous and corrosive element of a fire. If you and your loved ones were not able to get out of your home in a timely manner, you may suffer the effects of smoke inhalation. Your home will also be damaged by the smoke. Your walls, floors, ceilings, and furnishings will all be marked and deeply stained by it.
2. Structural damage
The fire will also weaken the structure of your home. Even if your house was not completely burned down, its structural integrity will have been compromised. This will make it unsafe to enter for some time. And you will need to carry out extensive repair and refurbishment work to restore it to a safe and acceptable condition.
3. Loss of personal possessions
Perhaps the most heartbreaking thing about a fire is the destruction of irreplaceable personal possessions. Photographs, heirlooms, jewelry, teddy bears, and other personalized and intimate things will be lost. Some of these items have sentimental value; others are of considerable monetary worth.
4. Water damage
The water damage done to your home can be every bit as serious as the destruction caused by the fire. Emergency services will have to use significant amounts of water to douse the flames. An unfortunate effect of this action is a water-logged home. What the smoke and the flames did not destroy the water used to put them out will.
5. Emotional anguish and stress
The strain of seeing your family’s life turned upside down will induce an extraordinary amount of stress. It will be especially hard on your children, who are not equipped to deal with the sudden loss of all that they knew. In severe cases, the fire can lead to post traumatic stress disorder (PTSD) and the need for treatment is recommended.
If your home has been badly damaged by a fire, you will essentially be homeless. It may be possible to stay with friends and family until you get everything sorted out, but this is an extraordinary inconvenience on all concerned.
The only response to such a cataclysmic event is to fight. You must work to get every penny you deserve from your insurance company to rebuild your life. The Molchan law firm can help you. The firm has some of the best wildfire damage lawyers in Los Angeles. They will stand up for your rights as an insured person.
The Molchan law firm will also gather all of the evidence associated with the fire and launch its own investigation. Wildfires are often the result of carelessness on the part of utility companies. If this has been found to be the case, then the firm’s Los Angeles wildfire damage attorneys will help you build a case against the wrongdoers. Negligent and inattentive people must be held to account. Someone must be made to pay for all that you have lost in a fire that was preventable.